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Types of Loans...
We at CSA FINANCE & MORTGAGES CAN DO are specialist in arranging all types of Finance for all types of clients.
One of our big sellers is the LO DOC loan where full financials are not required, we are able to finance up to 85% value of the property.
We are also able to assist FIRST HOME BUYERS by offering a package with a competitive rate.
Not only are there Lo Doc home loans BUT we are able to assist with LO DOC LEASING along with our standard leasing, for a competitive quote please feel free to give us a call.
A product that has been on the market for a many years now is the PRIVATE MORTGAGES which helps clients get back on track who have been doing it tough and the traditional lender will not assist or wish to charge a higher interest rate and big fees.
We have a no nonsense approach to our 1st and 2nd Private Mortgages and can lend up to 70% LVR. Give us a call to discuss
LO DOC's , you sign a declaration stating the income that you earn proves you can afford to pay for the loan. Lo Doc loans do have a higher interest rate to you standard variable home loan, we have products up to 85% loan to value ratio (LVR).
INVESTMENT PROPERTY LOANS, Let the rent on your investment pay for your mortgage. You can also negative gear this loan and there can be taxation benefits.
FIRST HOME BUYERS , Why not take up the offer of finance and get out of the rental market. You can purchase a property without having to wait for years to save that BIG deposit. You are also entitled to the First Home Owners Grant and it varies from state to state. You do need to be in your job full-time for over 12 months and be able to afford to repay the debt, this is worked out on a servicing calculator.
CREDIT IMPAIRED , Means you have some defaults on you Credit report that is with Veda Advantage. You can also be classed as credit impaired if you are in arrears on your current mortgage that you are wishing to re- finance. We have a range of products available that can assist you, the rate may be a little higher than a standard loan, but it gets you on the road to financial recovery.
COMMERCIAL LOANS , Covers commercial, industrial offices, factories or retails properties. We can do family trust borrowers & Lo Doc. The best loan to value ratio that we can finance on commercial is 75%.
LEASING , We can arrange fully-verified loans, lo doc's where you just sign off or Private Leasing.
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Why use a Broker?
Because we know the lenders policies and how they will treat different circumstances. Knowing who to put an application to and how to make it fit is the true trade mark of a good broker.
You will have peace of mind knowing we work for you sourcing comparisons of best available products. In most cases the lender pays us, so our service to you is FREE!!!
CSA FINANCE has access to numerous financial lenders in Australia with over 100s of different loan options.
We will take the pain out of arranging finance which as you know can be a mine field and this will allow you THE CLIENT to do what you know best..... manage your own business
At CSA FINANCE & MORTGAGES CAN DO we are Mortgage Brokers you can trust, we take the time to understand your needs and what will be best for your future in relation to financial goals.
We get paid by the lender for providing quality mortgage product advice**
Except PRIVATE MORTGAGES
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